Obama Credit Card?

The Alantic suggests that a credit card backed by the government may be available in the future. Anyone want an Obama credit card?

Read more: www.theatlantic.com.

Are Credit Card Rewards Going Away?

Photo by creditcardspartner

The letter arrived from one of my credit card companies. This has been a normal occurrence lately, as credit cards I have not used in a while are being cancelled. But, this letter was about my favorite credit card, which I use all of the time. In this case, the credit card was not being cancelled, the rewards were. The letter said “The credit card alliance between Regal Entertainment Group and Chase has come to an end.” The letter did not explain why, but my guess is that credit card companies are trying to save money.

So I looked it up in the news. In India, credit card rewards are going away:

While certain card issuers are withdrawing the basic cash withdrawal facility, or lowering them, others are curtailing the reward programme to keep a check on unsecured loans.

Read more: www.business-standard.com

But I live in the USA. So what is happening here? It is predicted that there will be less credit card rewards next year.

Reward credit cards may not offer such sweet incentives next year, although the consumers who use them will be better off than most. Reward deals will be "much more confined to people with good credit ratings," says Wyss. Meanwhile, "points aren't going to be worth as much as they were," he says. "Free trips are going to be harder to get."

Read more: www.creditcards.com

So, I guess I’ll have to look for a new credit reward program. Fortunately, they are still out there.

www.chasecreditcards.com

www.creditcards.com

Get Rid of Those Credit Cards

With the economy is bad as it is right now, it’s a good time to get rid of your credit cards.

There are many ways to destroy your credit cards.

From: moneydotcodotuk



You can blend it.

From: Blendtec



You can use thermite.

From: poprocz



If you can’t bring yourself to get rid of your credit cards, maybe a friend will help you.

From: darrenism

Credit Card Skins

Visa
Originally uploaded by webgard

Are you bored with the way your credit card looks? Pretty plain, isn’t it? Well, dress it up with a credit card skin, a thin sticker to apply to your credit card. If you are creative, you can design one yourself.


You will need:

· 3M spray mount. ($3.00 at Michaels. Use spray mount, not poster mount.)
· Credit card. (Free and plentiful.)
· Knitting needles. (You can also use something pointy yet soft.)
· X-Acto knife. ($10.00)
· Premium T-shirt transfer paper. ($10 at Michaels. Don't waste your time with the junk they sell at Staples -- go for the high-end stuff.)
· Iron.
· Adobe Photocrap or similar image-editing software.
· Color inkjet printer. (Laser printers will melt the paper.)

You can find the complete instructions at: http://www.instructables.com

If you don’t want to create one yourself, you can buy a credit card skin at http://creditcovers.com, but the designs are limited.

If you don’t want to design a skin, or buy one, a credit card is about the same size as an artist's trading card. Try looking through the Flickr ATC group to see if you can find a design you like.